Know Where You Stand
The threats are evolving. Your policies didn't change. The Risk Intelligence Report reads the fine print and tells you where coverage holds, where it fails, and what to prioritize.
What You Will Learn
When multiple policies cover the same incident, each carrier can point at the other and decline. Cyber and Tech E&O for managed service providers. Cyber, fidelity bond, and D&O for banks. The report maps which policy responds to which scenario, so there are no surprises at the worst possible time.
Client agreements promise protections your policies exclude. The report cross-references your MSAs against actual policy language, clause by clause, so you see what holds and what does not.
Specific dollar-denominated exposure for each gap, with recommended endorsements and policy changes your broker can request at renewal. No vague findings. Numbers you can act on.
What the Report Covers
The Risk Intelligence Report covers seven areas.
Line-by-line review of your cyber policy against real incident scenarios: ransomware, data breach, funds transfer fraud, and regulatory proceedings.
Coverage testing for employee dishonesty, social engineering, and wire fraud. Identifies sublimits, co-payment conditions, and voluntary parting exclusions.
Review of D&O coverage for cyber-related board liability, regulatory investigations, and shareholder claims. Maps the cyber exclusion that most D&O policies carry.
The centerpiece of the report. Maps how all three policies respond to the same incident and identifies where carriers will point at each other. This is the analysis most brokers do not perform because they review each policy in isolation.
Cross-references your vendor contracts against your insurance program. Identifies where vendor agreements require coverage your policies do not deliver.
Tests whether your coverage supports the regulatory response requirements you face: 36-hour incident reporting, examiner documentation, and investigation defense costs.
Compares the security controls your policies require (MFA, EDR, patching cadence) against what your institution and vendors actually have in place. Warranty gaps give carriers grounds to deny claims.
Policy Interaction Map
What you get
Line-by-line review of each policy against real incident scenarios. Cyber and Tech E&O for MSPs. Cyber, fidelity bond, and D&O for banks.
Five incidents, three policies. The map on the left shows which policy responds to each scenario and where carriers will point at each other.
Prioritized fixes with cost estimates. What to change, what it costs, and what to ask your broker.
How It Works
No long engagements, no complex onboarding. Four steps from first conversation to fixes in place.
Describe your situation.
15 minutes is usually enough.
Policies and vendor agreements. I read each one against real incident scenarios.
Plain-English report.
Real numbers on every gap. 30-minute walkthrough.
Take the findings to your broker. Or I can help you find one.
A Deal, an Audit, or a Claim Will Test Your Coverage
Find out where you stand before one of them does.
Request a Risk Intelligence Report →